Mother Has Kidney Failure

I am in a very bad mood right now. My brother just sent me a text and said that mother is now experiencing kidney failure.
He said she is in good spirits and trying to be positive. This is in direct contrast to me because I feel like #%!& and I am …

Net Worth Decrease

My net worth decreased by $1,345 (-4.29%). While my savings accounts are up 18% ($1,593), my retirement accounts are down over $2k. My mutual funds also fell $661 this month. My net worth is once again below $30k. I’m going to work hard to get it back above $30k, but I’m not sure if it’s possible with the markets behaving as they are.

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Tracking My Finances In September: Day 29

Welcome to How I Save Money and tracking of income and expenses for the month.

Income for the month to date: $215.74
Expenses for the month to date: $2182.30
Net effect: -$1966.56
Whew! I am so glad that it is payday today. This is a snapshot of my f…

Never Look a Gift Dividend in the Mouth

Sometimes a cash rich company will declare a special one-time dividend to eliminate surplus cash. These special dividends are generally ignored when evaluating a company’s dividend growth performance. An example, of this would be Microsoft’s (MSFT) special $3.00/share dividend in 2005. Most analysts in-the-know exclude the $3.00/share special dividend use the $0.32/share regular dividend when calculating a dividend growth rate for Microsoft.

The situation is more complicated when a…

Now What - Is The US Economy Doomed?

Well the $700 billion bailout plan was defeated. Wall Street didn’t like it and the market dropped a jaw-dropping 777 points. Was the bailout that vital to the health of the US economy?
Jim Rogers didn’t think so. Here’s a news report…

Be A Better Blogger with Dragon Naturally Speaking 10!

Welcome to How I Save Money!
How can you become a better blogger with Dragon Naturally Speaking? Well, if you are like me then you speak faster than you type…and that is how you become better.
Sometimes I want to write a post but at the end of th…

Busy few days!

Today and tomorrow are going to be hectic! I’m typing this while eating my oatmeal (yum!). I think I’ll get into a groove…but I’m having a hard time adjusting to the workload!http://feeds.feedburner.com/SavingForAHomeOfMyOwn

How To Keep Cheese Fresh Longer Without Freezing

Welcome to How I Save Money!
I was speaking to Baz the other day about cheese and why it always seems to go bad before you use it up.
To keep cheese from going bad you can always put it in the freezer but then you have to deal with brittle cheese that …

Stock Analysis: V.F. Corp. (VFC)

This article originally appeared on The DIV-Net September 22, 2008.

Linked here is a PDF copy of my detailed analysis of V.F. Corp. (VFC) (alt.1, alt.2). Below are some highlights from the above linked analysis:

Company Description: V.F. Corp is a global apparel company with leading shares in denim and daypacks. The company is transforming into a designer and marketer of lifestyle apparel brands.

Fair Value: I consider four calculations of fair value, see page 2 of the linked PDF for a…

COUNTDOWN! To Christmas

Now, we are only 88 days away from Christmas.  Have you started saving yet?  I’m already stressed out.
I always end up spending too much money around the holiday season.  What about you?  Are you going to take any measures this year to curb s…

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