VACATION!
I’m leaving for a week long vacation. I will be back next week. Don’t worry because I’ve scheduled posts for this entire week. You won’t even know I’m gone! Upcoming posts: My June Spending (spoiler: I had a few expensive meals out), June Net Worth (it went up in a few areas), MyPoints.http://feeds.feedburner.com/SavingForAHomeOfMyOwn
Shawn Says Quit Complaining about Gas Prices!!!!!
I recently told people about my drawing for a FREE Gas card here at How I Save Money because so many people were talking about how the high gas prices have affected them.
Shawn says he is tired of hearing all the talk about "high" gas prices an…
July Budget
Without my car payment, I plan on bulking up my emergency fund (budget $400) and my moving fund (budget $270). I’m also not contributing to my Roth IRA, so my retirement contributions have decreased to $460 this month.
Rent $670
Utilities $15 (only electric)
Laundry $10
Food $200 (includes groceries and dining out)
Fun/Misc $100 This includes my blockbuster online subscription and any random spending I have.
Clothing $50–I still need quite a few new items of clothing.
Presents…
Working Hard For The Money….
I’ve been putting in extra hours at my part time job recently. My time sheet for the past two weeks has over ten hours on it! 
I used to work less than ten hours a month. It’s nice to see that I’m going to have a solid secondary pay check come in soon…
Right now, my pay checks from my part time job are being deposited into my down payment account. However, when my down payment account reaches $4k (which I hope to do soon), I will start to add the extra income to my emergency fund. My…
Summer Grocery Savings (Guest Post from PassiveFamilyIncome)
Welcome to How I Save Money. Today we have a guest post from PassiveFamilyIncome who has been so gracious to write for me while I am off taking care of my mother.
As oil and commodity (wheat, soy beans, corn, etc.) prices continue to soar in our global…
Stock Analysis: Cincinnati Financial Corp (CINF)
Linked here is a PDF copy of my analysis of Cincinnati Financial Corp (CINF) (alt.1, alt.2). Below are some highlights from the above linked analysis:
Company Description: This insurance holding company markets primarily property and casualty coverage; it also conducts life insurance and asset management operations.
Fair Value: I consider four calculations of fair value, see page 2 of the linked PDF for a detailed description:
Avg. High Yield Price20-Year DCF PriceAvg. P/E Price Graham…
Carnival of 20-Something Finances, Brazil-Carnival Style!
Welcome to the Carnival of 20-Something Finances, Brazil-Carnival Style! Have a great time reading all the wonderful articles!
Editor’s Picks
#1 – Silicon Valley Blogger presents Force Yourself To Save! 15 Painless Ways To Pay Yourself First post…
AL Gore: Businessman Of The Year!
I saw a news clip on Fox saying that Al Gore has made $100 million from his scare campaign on Global Warming. But he’s just really a poser - his research center says that his Alabama mansion uses 20 times more energy than the national average!
W…
How I Save Money At CVS : June 29
Today was not a very exciting day for me at CVS. I was not at all impressed with the selection on the things for extra bucks this week so I only ended up getting one thing for myself.
Item: Viva paper towels
Price: $6.99
CVS Extra Care Bucks earned: $2…
Get a Free Gas Card
Remember to enter the drawing for a FREE Gas card from How I Save Money to lower YOUR gas bill in July. The winner will be announced on July 15th so get your entries in now. The rules are as follows:
Write a short post on how high gas prices have affe…
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