Working Hard at my Second Job…
I’ve been putting more hours in at my second job, and I have really noticed the difference in my down payment account. My account currently has $2,845.46 including the recent addition of my pay check from my second job for $139.79. During April, my down payment account has grown by $586.19. $418.46 is from my second job; $4.19 is from interest; and $163.54 is from PPP, Fatwallet, and PineCone.
I plan on working a few shifts at my second job every month in order to keep adding money to my…
The Magnificent Marvelous Money Machine
Like most kids growing up in the late 60’s early 70’s, I spent my fair share of time reading comic books. I can’t remember a lot about what was in them, but I do remember several of the ads. Of course, there was the classic Charles Atlas ad where the beach bully kicked sand on the skinny boy and his girlfriend.
But the ad that I remember the best was the “Magnificent Marvelous Money Machine”. It was a wooden block with some rollers in which you would put a one dollar bill in one side and a…
Omaha Here I Come!
The Annual Shareholder Meeting for Berkshire Hathaway is this Saturday on May 3rd in Omaha, Nebraska. I finally got my meeting credentials from the company. I had been waiting to book my tickets until I got them. It seems I could’ve gotten them i…
CVS is a Mind-Game
This is ridiculous. I have become addicted to the CVS game. Poring over the internet for random coupons has become my hobby. I’m trying to parlay my current $30 in CVS bucks into much more, but along the way, I’ve been buying things I…
April Spending Report
I’m ashamed to even post this information online. I can’t believe how reckless I was. I fell into my old habits of eating out. I also paid $54 for insufficient funds fees, which I included in the $698.55 I paid for insurance this month.
Rent $670
Utilities $13.94 under budget by $1.06
Internet $20.95 under budget by $12.04
Laundry $0 under budget by $10. I really need to do laundry!
Car Payment $225
Insurance $698.55 Over budget by $622.32! I included the $54 in insufficient funds fees….
May Budget
I’m still working out the details of my May budget. I thought I would post my proposed budget….any comments would be appreciated!
Rent $670
Utilities $15
Internet $0
I cancelled my internet because it was getting too expensive ($60/month). I’m currently looking into other options.
Laundry $10
Car Payment $225
Insurance $10 (rental) My car insurance is paid up through November.
Gas $125
UGH! I hate the increasing gas prices!
Health Care $85
Gym $30
Food $200
Fun $100
Gifts $50
Clothing…
Now The Tables Have Turned At Last…
A few months have passed since their first meeting when Paul and Mary meets once again for another game of chess. It was during this game Paul explains to Mary that while talking with several real estate agents, they tried to find out how much money h…
Save Paper and Save Money…Why I Do Not Get ATM Receipts
In my quest to save money I like to think of some little things I can do to conserve every day. This might not be a big deal to everyone but it helps me to think that I am making a difference. When I have to use the ATM, which is not often because […]
Fantastic Weekend!
I had a great weekend! I went to Lush and had a little spending spree. I spent $52! I bought Godiva (pictured at the right) and Karma Komba solid shampoo bars. I received a shampoo bar tin for free, but the shampoo bars don’t fit into the tin! I also purchased a facial mask–catastrophe cosmetic. The bf and I had a spa night on Saturday night and did facials 
I really liked the mask, but it only lasts for about 3 weeks and has to be refrigerated. I purchased Karma and Sexy Peel…
Stock Analysis: The Hershey Company (HSY)
Linked here is a PDF copy of my detailed analysis of The Hershey Company (HSY). Below are some highlights from the above linked analysis:
Company Description: The Hershey Company engages in the manufacture, marketing, distribution, and sale of various types of chocolate and confectionery, refreshment and snack products, and food and beverage enhancers in the United States and internationally.
Fair Value: I consider four calculations of fair value, see page 2 of the linked PDF for a detailed…
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